Free 30-Minute Consultation

You Don't Have a Debt Problem.
You Have a Plan Problem.

I'm Sam — a 1-on-1 debt coach who builds your custom payoff roadmap and holds you accountable until you're actually debt-free. Virtual. No apps. No hotlines. Just a real coach in your corner.

📞 Call Sam Now — Free 📅 Book a Free 30-Min Call Online 💬 Text Sam Instead

No intake form. No assistant. Sam picks up or texts back same day.

(863) 256-2406

Sound familiar?

You're not bad with money. You just haven't had the right system — or someone to keep you on track.

💸

"I make decent money but my debt never actually goes down."

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"I've tried every budgeting app. Nothing sticks past week two."

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"I don't even know where to start — the numbers feel overwhelming."

How Debt Coaching Works

Three steps. Real results. No fluff.

Call or text Sam directly

No intake form, no assistant. Sam picks up or texts back same day to schedule your free 30-minute call.

Get your custom payoff plan

I build your exact debt-free roadmap with real numbers — and a date you can actually target.

Stay on track with a coach

Bi-weekly check-ins, unlimited messaging support, and someone who actually follows up.

Here’s what happens on the call.

Thirty minutes. No pitch, no pressure. We spend the time on your actual situation.

1
The first 5 minutes: introductions, context, and what brought you here. We want to understand the shape of your situation before we dig into numbers.
2
The next 15 minutes: the real numbers. Your debts, your income, your monthly expenses, anything else relevant. We don’t need exact figures — rough is fine. The point is to get a real picture, not a perfect one.
3
The next 5 minutes: what’s actually possible. Based on what you’ve shared, we’ll talk through what a realistic path forward looks like — the rough timeline, the rough cost, what coaching would actually involve, and whether it’s the right move for your situation.
4
The last 5 minutes: questions, next steps, and an honest fit assessment. If coaching makes sense, we’ll talk about how to get started. If it doesn’t, we’ll tell you that and point you toward what does.

That’s it. No follow-up sales sequence, no aggressive emails, no pressure. If we’re a fit, you’ll know. If we’re not, you’ll know that too — and you’ll leave with a clearer picture of where you stand than you have right now.

Financial Coach

Meet Sam Krupit

Founder, Goalpost Finance · Florida

I spent 10+ years coaching athletes and students to hit their goals. Same system. Different playing field. I help people get out of debt the way coaches get people to the finish line — not with a generic plan from an app, but with a real roadmap and someone who actually holds you to it.

No commissions. No product sales. No hidden agenda. Just a coach who gets paid to help you win — and has zero incentive to do anything else.

Full background → · Instagram · (863) 256-2406

Simple, Transparent Pricing

Start with a free call. No commitment until you're ready.

Monthly

$400

/month · cancel anytime

No commitment. Try it first.

90-min initial financial assessment
Bi-weekly coaching calls (30–45 min)
Custom budget & debt payoff roadmap
Unlimited text & email support
Monthly progress tracking
Accountability partnership

Cancel anytime with 7 days notice. No upsells. No hidden fees. Ever.

Get Started — Monthly →

6-Month

$300

/month · 6-month commitment

Save $600 vs. monthly plan

Everything in Monthly
6-month commitment for real momentum
Priority scheduling + faster responses
Extended accountability for lasting habits
Best for $20k–$50k+ debt

$300/month × 6. No upsells. No hidden fees. Ever.

Get Started — 6 Months →

Best Value

12-Month

$250

/month · 12-month commitment

Lowest rate · Full-year support

Everything in Monthly
12-month commitment for complete payoff
Priority scheduling + fastest responses
Maximum accountability start to finish
Best for $30k–$80k+ debt

$250/month × 12. No upsells. No hidden fees. Ever.

Get Started — 12 Months →

Not sure which plan fits your situation? That's what the free call is for. We'll look at your numbers together and figure it out — no pressure, no upsell.

Here’s what this practice will never do.

Almost everyone giving public personal finance advice makes the bulk of their real income from somewhere other than the advice itself. Goalpost Finance is built so that’s not true. Specifically:

Take referral fees or commissions of any kind. If we send you to a tool, an app, a lender, an attorney, or anyone else, we’re not getting paid for the referral. Ever.
Sell you insurance, annuities, or investment products. We are not licensed to and would not even if we were. That is a different profession.
Partner with banks, credit card companies, or lenders. No “preferred partners,” no co-branded anything, no quiet deals.
Refer you to a debt settlement company. That whole industry is built on commissions paid out of money you would otherwise put toward your debt. We will not participate in it.
Run affiliate links on this site or in our conversations. The site has zero affiliate links right now and will continue to have zero.
Sell your information. Your situation, your numbers, and the fact that you talked to us at all stay between us.
Put you in front of a camera. You will not appear on a podcast, a YouTube video, a TikTok, or anywhere else. We don’t make content out of clients.

If we ever recommend something and you want to know whether we’re getting anything from the recommendation, ask. The answer is going to be no. But you should never feel weird asking.

What to expect after you reach out.

1
Sam picks up or texts back — usually same day. No assistant, no intake form, no phone tree. You'll be talking to Sam directly from the first contact.
2
You'll set a time for the 30-minute call. Virtual — Google Meet or Zoom, your preference. Have a rough sense of your debts and monthly take-home if you can, but don't stress it. We'll work through it together either way.
3
We talk for 30 minutes and you leave with clarity. No follow-up sales sequence. If coaching is the right fit, you'll know how to get started. If it's not, Sam will tell you honestly — and point you somewhere useful.

The call is free. There is no pitch. There is no obligation. If coaching isn’t the right move for your situation, you’ll hear that — not a reframe or a softer version of a sales close.

Client

"I wasn't sure if I could afford a coach. The call showed me I couldn't afford not to."

Common question

"Is this really free?" — Yes. No credit card, no catch, no pitch. Sam just wants to understand your situation first.

Not Ready to Talk Yet? Start Here.

Download the free 30-Day Debt Payoff Guide — the same framework I use with clients. Week-by-week, with checklists you can print and follow today.

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You Don't Have a Debt Problem.You Have a Plan Problem.