Goalpost Finance · Free introductory call

Let's talk about getting your money in order.

You earn a decent living, but progress still feels hard. Talk with Sam about your spending, saving, debt, or the plan you keep starting over.

Choose a time on the calendar. No obligation to sign up.
Text and email replies within one business day, during normal business hours.

Individuals and couplesVirtual, nationwideNo commissions or referral fees

Here's what happens on the call.

You don't need to prepare a perfect spreadsheet or choose a plan before we talk.

What you want to change

Tell Sam what feels stuck: your budget, savings, debt, spending patterns, household finances, or a decision you need to make.

What matters most right now

Talk about the priorities competing for your income and the kind of progress you want to make. Debt can be part of the conversation; it does not have to be.

How personal coaching could help

Talk through the support you want, what ongoing coaching includes, and whether the cost fits your situation.

An honest fit assessment

We'll tell you directly whether coaching makes sense for your situation — and if not, we'll say so.

Bring what you know and ask what's on your mind. This is a fit conversation, not a full financial review or a promise of a particular result.

You don't have to sort it all out first.

Bring the part of your finances that isn't working. You can come on your own or with your partner.

Good income. Little progress.

Raises, bills, spending, and competing goals can pull in different directions. Talk about what you want your money to do.

Coaching for professionals →

A budget that doesn't stick.

You've tried the apps or made the spreadsheet. You want a plan that fits real life, with someone helping you follow through.

Accountability and money habits →

Shared money decisions.

Work toward a household plan you both understand, with room for your goals, responsibilities, and personal spending.

Financial coaching for couples →

A clearer everyday system.

Organize spending, savings, upcoming bills, and debt when it's relevant. You don't need to be in debt or in a crisis to ask for help.

Budgeting and cash-flow support →

Already work with a financial advisor or CPA? Coaching can complement that relationship by focusing on everyday money decisions and follow-through. Goalpost does not provide investment, tax, or legal advice.

How financial coaching works.

If you decide to work together, here is what comes after the introductory call.

1

The free 30-minute call

Start with your situation and what you want to change. Sam will explain how coaching could help, what it costs, and whether it fits. If debt is your focus, we can also discuss the available payoff options.

2

Your personal financial plan

Your first paid session is a 90-minute deep dive. Using the Goalpost Method, we work through your cash flow, spending, upcoming expenses, and goals. Debt balances and payoff targets are part of the plan when you need them.

3

Bi-weekly accountability

Meet with Sam for 30 minutes every other week. Review what happened, agree on next steps, and adjust when life changes. Text and email support is available between sessions, with replies within one business day during business hours.

Sam Krupit, financial coach and founder of Goalpost Finance Financial Coach
Sam Krupit, AFC®
Accredited Financial Counselor® · Founder, Goalpost Finance

You work directly with me on your everyday finances: spending, saving, debt when relevant, and decisions that affect the rest of your life. We build a plan around your actual situation, then keep working on it together.

Goalpost Finance is paid by clients, with no commissions, product sales, or referral fees. I don’t sell your information or use your situation in case studies or marketing stories.

The call is free.
Know what comes after.

Two plans. Same coaching. No upsells or hidden fees.

Focused coaching
$400
/month · cancel anytime
A focused 1–6-month engagement.

  • 90-min initial financial assessment
  • 30-minute calls every other week
  • A personal plan for spending, saving, and debt when relevant
  • Text & email support within one business day during business hours
  • Monthly progress tracking
  • Private coaching portal access
For a specific goal, such as a payoff plan around a bonus, inheritance, or business income. Cancel anytime.
Get Started — Monthly →

Not sure which plan fits your situation? That's what the free call is for. Ask about the support and cost before deciding whether to begin. See everything included →

What clients have said.

I'm a private person and I respect confidentiality — so I won't share names or details. But here's what some folks have passed along about working together.

"He was very calm and patient throughout the entire process and I felt no judgment at all. I would recommend him to anyone who is sick of being in debt."
"I wasn't sure if I could afford a coach. The call showed me I couldn't afford not to. Having a real date to aim at changed everything."
"For the first time I had a plan that was actually mine — built around my real numbers. Not a generic template. Mine."

Prefer to start with a free resource?

For spending, savings, and routines, try the 30-Day Money Reset, including when you have little or no debt. Debt tools are below. Neither is required before a call.

Explore the debt payoff calculator and free guide

Explore what different payments could change.

If debt is keeping you stuck, use this illustration to compare two fixed payment amounts. You can bring your questions to the call.

Compare debt
payoff scenarios
Choose a balance and APR to compare lower and higher payments.
Debt You're Paying Off $15,000
$1,000$150,000
Avg. Interest Rate 22%
8%36%

Move the sliders above to see
an illustrative payoff comparison

Illustrative payoff months
Lower fixed payment
—
calculating...
Higher fixed payment
—
calculating...
How these example payments are chosen

The lower payment uses 2% of the first $10,000, 1.75% of the next $20,000, and 1.6% of any balance above that, with a floor of $25 or 105% of the first month’s interest. The higher payment uses 3.5% of the balance or at least $1 more than the lower amount. These are rounded to cents and held fixed; they are not lender minimums, an affordability assessment, or a promised coaching outcome. Dates assume the first payment is one month from now. The estimate uses APR divided by 12 and excludes fees and new borrowing.

To enter your own payment, use the extra-payment calculator.

Difference in interest
$0
in interest + time
Talk through your payoff questions Free 30-minute call with Sam
Free consultation No credit card Replies within one business day

Assumes fixed payments at the selected APR, with no new charges or fees. Higher payments drive the difference; these are illustrations, not measured coaching outcomes or promises.
Want to understand how we calculate this? See the math →
Weighing a loan or balance transfer instead? Try Before You Borrow →

Prefer to start with a debt checklist?

Download the free 30-Day Debt Payoff Kickstart: a fillable workbook to organize balances, choose a sustainable payment, and track your first steps.

Your request was received. You can download the guide now (PDF) while you wait for the email.

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Your goals set the direction.

Goalpost is paid only by clients, with no commissions, product sales, or lender referral fees. How the practice works · How your information is used.

You don't need to know the answer.
Start with the question.

Where does the money go? How do you make room to save? Can you and your partner agree on a plan? Bring what feels stuck to a free 30-minute conversation with Sam.

Or call directly: (863) 256-2406

Text Sam Book a call