A Financial Literacy Course for Teens Who Are Ready for Real Life
4 private coaching sessions covering credit, budgeting, student loans, and first-paycheck skills. The graduation gift that actually matters.
Free call to make sure this course is right for your family. No pressure.
The Financial Literacy Gap Is Real
Most teens leave home without the basics — and it costs them.
Most Teens Graduate Without Knowing...
Schools don't teach this. And let's be honest — teens don't always listen to mom and dad about money.
How Credit Actually Works
They'll get credit card offers in college. Will they know how to use credit responsibly — or rack up debt before their first real job?
How to Budget Real Money
Managing a dorm meal plan is different from managing rent, utilities, groceries, and a car payment. Most learn the hard way.
How Student Loans Really Work
They'll sign for thousands in loans without understanding interest, repayment terms, or how long it takes to pay back.
What's Covered in the Course
Four focused sessions that prepare your teen for real financial independence.
Credit Building Foundations
How credit scores work and how to build good credit from day one.
- Understanding credit reports and scores
- How to build credit responsibly
- Credit card do's and don'ts
- Avoiding common credit mistakes
Real-World Budgeting
A practical budget system that actually works for young adults.
- Income vs. expenses basics
- Building a realistic budget
- The "pay yourself first" habit
- Tracking spending without obsessing
Student Loans & Big Decisions
Making smart choices about debt and major financial commitments.
- How student loans actually work
- Subsidized vs. unsubsidized loans
- Understanding interest accumulation
- Smart borrowing strategies
First Paycheck Action Plan
Exactly what to do when they start earning real money.
- Understanding a paycheck
- 401(k) and benefits basics
- Emergency fund strategy
- Long-term financial habits
What's Included
4 Private Sessions
45 minutes each, via Zoom. Just your teen and me.
Digital Workbook
Exercises and action items they'll complete between sessions.
Budget Template
A simple spreadsheet they'll actually use (not a complicated app).
First Paycheck Checklist
Exactly what to do when they get their first real paycheck.
Credit Score Tracker
Simple tool to monitor and build their credit the right way.
Parent Summaries
After each session, you'll get a summary of what we covered.
Meet Sam
I spent 10+ years coaching athletes and students to reach goals they didn't think were possible. Now I apply those same coaching skills to money.
I'm also a financial coach who helps adults get out of debt through 1-on-1 coaching. And here's what I've learned: most of them wish someone had taught them this stuff at 17 instead of 37.
That's why I created this financial literacy course for teens. Your teen deserves to start their adult life with an advantage — not playing catch-up.
Investment
Less than a single SAT tutoring session — and the skills last a lifetime.
Launch Ready Program
Complete 4-session financial literacy course for teens
Or 2 payments of $155
- ✓ 4 × 45-minute private coaching sessions
- ✓ Digital workbook with exercises
- ✓ Budget template (Excel/Google Sheets)
- ✓ Credit score tracker
- ✓ First Paycheck action checklist
- ✓ Parent summary after each session
We'll start with a free 30-minute call to make sure this is right for your family.
Free Financial Literacy Quiz
Want to see where your teen (or you!) stands on financial knowledge? Take our free 10-question quiz.
Take the Quiz →Frequently Asked Questions
Totally normal concern. Here's what I've found: teens actually want to learn this stuff — they just don't want a lecture from mom or dad. When it comes from someone outside the family, in a structured way, they open up. I've been working with young people as a teacher for 10+ years. I know how to make it engaging, not preachy.
This financial literacy course is designed for teens ages 16–20 — high school juniors and seniors, plus college freshmen and sophomores. This is the sweet spot: old enough to understand the concepts, young enough to build habits before bad ones form.
All sessions are virtual via Zoom. This makes scheduling easy and means your teen can do it from anywhere. Sessions are 45 minutes each, typically scheduled weekly or every other week based on your family's availability.
The sessions are just with your teen — no parent in the room. This creates a safe space for them to ask questions they might not ask in front of you. But you'll get a summary after each session so you know what was covered and can reinforce the concepts at home.
Yes. You can pay $297 upfront or split it into 2 payments of $155 each (first payment to start, second payment before session 3).
The summer before college is ideal — your teen is focused on the future and has time. But any time in junior or senior year works great. Even college freshmen benefit, especially if they're already feeling overwhelmed by money decisions.
Ready to Set Your Teen Up for Financial Success?
Let's start with a free 30-minute call. We'll talk about your teen, your concerns, and whether this course is the right fit.
Book Your Free Call