THE GOALPOST TOOLBOX

Free financial calculators
for your next step.

Make sense of your budget, build a savings cushion or work through a debt plan. Choose the question you want to answer first.

Seven calculators. Free results. No email or signup required.

BUILD YOUR FOUNDATION

Budget & savings

Start with everyday cash flow, then decide what to keep for the unexpected.

Budget analysis

See how your income and spending fit together, and choose where to make room for your goals.

Review my budget

Emergency fund calculator

Estimate a savings range based on essential expenses, income reliability and room to adapt.

Find my savings range

MAKE YOUR PAYMENTS WORK

Plan your debt payoff

Build the overall plan, then explore a specific payment or what-if question.

START WITH YOUR FULL PLAN

Debt payoff calculator

Enter your debts and compare avalanche and snowball repayment plans. See projected timing and interest under your payment assumptions.

Build my payoff plan

Extra payment calculator

Explore how a payment you can sustain changes projected interest and payoff time.

Compare extra payments

Minimum payment calculator

Compare the projected cost and timeline of minimum payments with a fixed payment.

Compare payment amounts

True cost of debt

Estimate the interest cost of carrying a balance with your current payment plan.

Explore the interest cost

Real-life debt payoff

Explore how a missed payment or emergency expense could change your repayment plan.

Try a setback scenario

Understand the payoff mathCompare repayment options

BEFORE YOUR NEXT DECISION

Decision & learning tools

LEARNING TOOL

Financial literacy quiz

Try ten questions about everyday money decisions and learn from the explanations.

Try the money quiz

PUT THE NUMBERS TO WORK

Choose your 30-day guide

Free six-page PDF workbooks delivered by email, with four weekly worksheets. Choose the one that fits your goal.

FOR A DEBT PAYOFF PLAN

Debt Payoff Kickstart

List your debts, protect your bills and choose a payment routine you can repeat.

Get the Debt Kickstart
FOR LITTLE OR NO DEBT

30-Day Money Reset

Connect your paydays, spending and savings goals with a practical monthly routine.

Get the Money Reset

INCLUDED WITH PRIVATE COACHING

A place for your plan.
A coach to help you use it.

The calculators help you explore a question. Coaching connects your budget, savings and debt goals to a plan you can work on with Sam.

  • Your money in viewBudget, spending and goals together.
  • Your next steps in one placeSession notes and actions to return to between calls.
  • Your plan stays part of the conversationReview what changed in regular coaching check-ins.
Explore coaching & the portal
Inside the Goalpost client portal
Illustrative portal demo with example balances and dates. Press play to explore. Portal access is included with both coaching plans from payment. Sam sends your setup invitation within 24 hours.

A PLAN YOU CAN USE

Want to work through it together?

Talk with Sam Krupit, AFC®, about your budget, savings or debt plan. Private virtual coaching is available nationwide.

Book a free 30-minute call
Text Sam Book a call