Private 1-on-1 coaching for professionals and households who earn money, carry debt, or keep restarting financial plans without understanding why nothing changes.
We start with the person, not a product: your cash flow, upcoming expenses, checking-account margin, debt, and the decisions you need to make. Then we build a plan you can actually sustain.
Goes straight to Sam — not a call center. Same-day reply.
Got it — thanks.
Sam will call you personally, usually the same day. If you'd rather pick your own time, pick a slot here.
Rather choose your own time? Book on Calendly · Text instead
Transparent pricing
A 12-month relationship, billed monthly. Both options include private 1:1 coaching, the Goalpost portal, decision support, and accountability — with no product or referral fees.
What you get access to after session one
Not a spreadsheet emailed once and forgotten. A private portal that stays current between sessions.
Every balance you log moves the date. It is a projection, not a promise — but it is your projection, from your numbers.
What you covered, what you agreed to do, and whether it got done. Nothing depends on either of us remembering.
Spending grouped into categories against your budget, so the leaks are visible instead of theoretical.
Couples can share one plan and one set of numbers. Or keep it to yourself. Your call, either way.
Your financial privacy is protected. We work from statements you choose to share — never account credentials or login access.
Straightforward pricing
Both options are billed monthly, include the same private coaching, and can be canceled at any time. Choose the lowest monthly rate for a relationship designed to last 12 months, or pay more to decide one month at a time how long to continue.
Best value
For people who want enough time to change the numbers, build new habits, and adjust the plan when life happens.
Billed monthly · designed for 12 months
Why clients choose it
Secure checkout with Stripe · billed monthly
Decide month by month
For people who want the same private coaching while deciding one month at a time how long to continue.
Billed monthly · cancel anytime
Why clients choose it
Secure checkout with Stripe · billed monthly
Both options can be canceled at any time. Coaching is a relationship, and it only works when both people are on board. If it stops feeling useful or simply is not the right fit, tell Sam and future payments will be canceled. See the terms.
Private 1-on-1 with Sam, start to finish. The only thing that changes is the length of the coaching relationship and the monthly price.
Getting started
The ongoing work
What you use throughout
Ready to begin? Choose a plan and pay securely above. Still deciding? Start with the free call, and if coaching isn’t the right fit Sam will say so.
In their words
Posted publicly by clients on Google. Names are theirs to share — not mine to republish.
“What a great experience with personalized services! His platform he uses is user friendly and has been a huge game changer. We can’t say enough about how much he has helped and the time he takes to help us create a long lasting financial foundation. 10/10 recommend!”
“He took the time to understand my financial situation and helped me create a financial plan that feels realistic and achievable. He explained everything in a way that was easy to understand, answered all of my questions, and helped me feel more confident about my finances.”
Your coach: Sam Krupit. 10+ years coaching athletes and students — same system, applied to debt. All clients work directly with Sam, not a team.
More about Sam →Still comparing your options?
These guides answer the questions people usually have before deciding whether coaching makes sense.
The same personal support, applied to the part of your finances that needs attention.
Choose a payoff order and a payment you can sustain, with help following through.
Know what your paydays need to cover, including bills and irregular expenses.
Work on spending patterns, avoidance, and the routines that help a plan stick.
Agree on household goals, debt payments, and room for both partners.
Connect your salary, raises, and bonuses to competing goals and major decisions.
Plan personal finances around strong months, slow months, and cash reserves.
Most clients choose the 12-month coaching relationship at $250/month. It is designed to give you enough time to make meaningful financial changes with ongoing support, and it has the lowest monthly rate.
The flexible month-to-month option is $400/month for clients who prefer deciding one month at a time how long to continue. Both options include the same coaching, are billed monthly, and can be canceled at any time.
Yes—you can cancel at any time. Coaching is a relationship, and it only works when both of us are on board. If it stops feeling useful or simply isn’t the right fit, just tell me. No guilt trip and no awkward sales pitch. My job is to help you make progress, not keep you paying for something you no longer want.
Say so on the free call. We will look at your actual numbers and decide whether coaching makes financial sense right now.
Sometimes the honest answer is no. Goalpost earns nothing from a loan, product, or referral, so there is no incentive to recommend coaching when another option fits better.
For context, $20,000 at 20% APR generates roughly $333 of interest in the first month before any principal reduction. That does not make coaching free. It gives you a concrete comparison to run against the problem you are trying to solve.
That depends on what you owe, the rates, and how much you can sustainably pay without returning to the cards. Anyone who gives you a timeline before knowing those numbers is guessing.
In the first paid session, we map every balance, rate and minimum payment and calculate a projected debt-free date. You can also run your own numbers first with the debt payoff calculator.
It is a projection, not a promise. Part of the work is forecasting irregular expenses and adjusting the plan when life changes.
No. Credit score is not a filter here, and it is not really the point. This work is about paying off what you owe and building a system that holds — not about qualifying you for anything.
We do not pull your credit, we do not sell credit repair, and we have no lender relationships that would benefit from your score moving one way or the other. Scores generally do improve as balances come down, but that is a side effect of the plan working, not the goal of it.
No. Financial advisors generally focus on investments, retirement, or wealth management. Goalpost is a financial coaching practice focused on cash flow, debt payoff, budgeting, decisions, and accountability.
The roles are different rather than competing. Some people use a coach first, some need an advisor, and some eventually use both. Goalpost provides no investment advice, does not manage money, and sells no financial products.
Financial coach vs. financial advisor — a fuller comparison →
Start with a free 30-minute conversation about your numbers, what isn’t working, and whether coaching is the right next step. If it isn’t, Sam will tell you.