A 90-minute deep dive
Map your income, spending, upcoming bills, and goals. Leave with a clear picture and practical next steps.
Financial coaching for your whole financial picture.
Build a budget, make room for your goals, and work through money decisions with a coach who knows how the pieces fit together.
Work directly with Sam Krupit, AFC®, on spending, saving, debt, and everyday money decisions. Coaching and your dedicated client portal help you put a plan into practice, including when you have little or no debt.
Prefer a callback? Have Sam reach out.
Client-paid. No commissions or product sales.
Work directly with Sam
Virtual · All 50 states
The person, the plan, the follow-through
Here's what working together includes.
The same personal support with either plan. All sessions are virtual, and you work directly with Sam.
30 minutes every other week
Review what happened, make decisions, and adjust the plan. Accountability without starting over each month.
Text or email Sam
Talk through a purchase, a surprise bill, or a next step. Replies within one business day during business hours.
Want to see how this works in real life? Explore the Goalpost Method
Transparent pricing
Ongoing coaching is $250/month
For an intended 12-month relationship, billed monthly. A focused 1–6-month option is $400/month. Both include the same private coaching, portal, and support, and both let you cancel anytime.
Your dedicated Goalpost client portal
Your goals, your plan, your progress
Included with either plan once payment is received. Sam emails your portal setup link within 24 hours. Track spending and goals, then return to your session notes and next steps between calls.
See a fictional checking-buffer walkthrough →
Goals you can keep in view
Keep your savings goals and action steps alongside your plan. When debt is a priority, updated balances and payments help you review your projected payoff date.
Session notes you can go back to
What you covered, what you agreed to do, and whether it got done. Nothing depends on either of us remembering.
Where the money actually went
Spending grouped into categories against your budget, so the leaks are visible instead of theoretical.
Optional bank updates
Connect supported bank accounts through Plaid to import balances and transactions and reduce manual entry. You can keep using manual entry and statement uploads instead. Both plans include this option.
Open to your partner, if you want
Couples can share one plan and one set of numbers. Or keep it to yourself. Your call, either way.
Illustrative portal demo with example balances and dates. Use the controls to pause or replay.
Your financial privacy is protected. Goalpost Finance does not receive your bank passwords. Bank connections through Plaid are optional; manual entry and statement uploads remain available. Read how your information is handled.
Straightforward pricing
Choose your financial coaching plan
Choose the intended length of your coaching relationship. The $250/month plan is built around 12 months; the $400/month plan is for a focused 1–6-month engagement. Both are billed monthly, include the same support, and can be canceled at any time.
Longer-term coaching
Best value
12-month coaching
For an ongoing relationship: build a money system, practice new habits, and adjust the plan together over the year.
$250per month
Billed monthly · intended 12-month relationship
Why clients choose it
- Lowest monthly price
- Plan to work together for 12 months
- Cancel anytime
Secure checkout with Stripe · billed monthly
Focused engagement
A specific goal in 1–6 months
Focused coaching
For a focused goal, such as organizing a debt payoff around an inheritance, bonus, or business income.
$400per month
Billed monthly · cancel anytime
Why clients choose it
- Plan for a focused 1–6-month engagement
- Same coaching, portal, and between-call support
- Cancel anytime
Secure checkout with Stripe · billed monthly
Not sure which one makes sense?You do not need to pick a plan before speaking with Sam.
Start with a free call
Both options can be canceled at any time. Coaching is a relationship, and it only works when both people are on board. If it stops feeling useful or simply is not the right fit, tell Sam and future payments will be canceled. See the terms.
Both options include the same coaching
Private 1-on-1 with Sam, start to finish. The plans differ in monthly price and the intended length of the relationship, not the support you receive. Both cancel anytime.
Getting started
- A 90-minute deep diveYour income, spending, upcoming expenses, and priorities in one place.
- A plan for your goalsWhat to save, what your paydays need to cover, and which actions come next.
- A debt payoff plan, when relevantA payment order and projected timeline based on your balances and rates.
- A budget built on your real spendingFrom what actually left your account, not a template.
The ongoing work
- 30-minute coaching calls every other weekPlus text and email support with replies within one business day during business hours.
- A bill-by-bill reviewPhone, insurance, internet, subscriptions, and the exact scripts to make those calls yourself.
- A monthly look at where the money wentCategorised, so the leaks are visible instead of theoretical.
- Written action items after every callTracked until they’re done, not left to memory.
- The plan rebuilt when life interruptsA bad month adjusts the plan, it doesn’t end it.
Tools and progress
- A private client portalYour budget, goals, session notes, and payoff projections when relevant, with optional partner access.
- Optional bank connections through PlaidIncluded with either plan. Connect supported accounts to import balances and transactions and reduce manual entry.
- Your choice of how to shareContinue with manual entry or statement uploads if you prefer.
Ready to begin? Choose a plan and pay securely above. Still deciding? Start with the free call, and if coaching isn’t the right fit Sam will say so.
In their words
What it’s actually like to work with Sam
Posted publicly by clients on Google. Names are theirs to share — not mine to republish.
“What a great experience with personalized services! His platform he uses is user friendly and has been a huge game changer. We can’t say enough about how much he has helped and the time he takes to help us create a long lasting financial foundation. 10/10 recommend!”
“He took the time to understand my financial situation and helped me create a financial plan that feels realistic and achievable. He explained everything in a way that was easy to understand, answered all of my questions, and helped me feel more confident about my finances.”
Your coach: Sam Krupit, AFC®. An Accredited Financial Counselor® who knows your numbers, remembers your priorities, and helps you keep moving. All clients work directly with Sam, not a team.
More about Sam →Still comparing your options?
Get the details before you book
These guides answer the questions people usually have before deciding whether coaching makes sense.
Start with what you want to change
The same personal support, applied to the part of your finances that needs attention.
Pay off debt
Choose a payoff order and a payment you can sustain, with help following through.
Build a workable budget
Know what your paydays need to cover, including bills and irregular expenses.
Change money habits
Work on spending patterns, avoidance, and the routines that help a plan stick.
Make a plan together
Agree on household goals, debt payments, and room for both partners.
Make more of a good income
Connect your salary, raises, and bonuses to competing goals and major decisions.
Manage uneven income
Plan personal finances around strong months, slow months, and cash reserves.
Frequently Asked Questions
Do I need to be in debt to work with you?
No. You can work with Sam on budgeting, saving, financial decisions, or accountability without having debt. You may already know what to do and want regular check-ins to help you follow through. We build the plan around your priorities; a debt payoff plan is included when it is relevant to you.
Which coaching plan fits my goal?
The $250/month plan is for a longer-term relationship: we plan to work together for 12 months to build habits, review progress, and adjust as life changes.
The $400/month plan is for a focused 1–6-month engagement, such as organizing a debt payoff around an inheritance, bonus, or business income.
Both include the same coaching and support, are billed monthly, and can be canceled at any time. These are intended working periods, not minimum payment terms.
Can I cancel anytime?
Yes—you can cancel at any time. Coaching is a relationship, and it only works when both of us are on board. If it stops feeling useful or simply isn’t the right fit, just tell me. No guilt trip and no awkward sales pitch. My job is to help you make progress, not keep you paying for something you no longer want.
What if the monthly cost feels like a stretch right now?
Tell Sam what the fee would mean for your budget. The free call helps you decide whether coaching fits; sometimes another step is more useful.
Goalpost is paid through coaching fees and receives no product commissions or referral fees. Sam will explain when another option may be a better fit.
How long will it take to get out of debt?
That depends on what you owe, the rates, and how much you can sustainably pay without returning to the cards. Anyone who gives you a timeline before knowing those numbers is guessing.
In the first paid session, we map every balance, rate and minimum payment and calculate a projected debt-free date. You can also run your own numbers first with the debt payoff calculator.
It is a projection, not a promise. Part of the work is forecasting irregular expenses and adjusting the plan when life changes.
Do I need perfect credit to work with you?
No. Credit score is not a filter here, and it is not really the point. This work is about paying off what you owe and building a system that holds — not about qualifying you for anything.
We do not pull your credit, we do not sell credit repair, and we have no lender relationships that would benefit from your score moving one way or the other. Scores generally do improve as balances come down, but that is a side effect of the plan working, not the goal of it.
Are you a licensed financial advisor?
No. Financial advisors generally focus on investments, retirement, or wealth management. Goalpost is a financial coaching practice focused on cash flow, debt payoff, budgeting, decisions, and accountability.
The roles are different rather than competing. Some people use a coach first, some need an advisor, and some eventually use both. Goalpost provides no investment advice, does not manage money, and sells no financial products.
Financial coach vs. financial advisor — a fuller comparison →
You don’t need to choose today
Start with a free 30-minute conversation about what feels stuck, a useful next step, and whether ongoing coaching fits. The full financial assessment begins in your first paid, 90-minute session.
Start With a Free Call
Goes straight to Sam — not a call center. Replies within one business day, during normal business hours.
Got it — thanks.
Sam will reach out personally within one business day, during normal business hours. If you'd rather pick your own time, pick a slot here.
Rather choose your own time? Book on Calendly · Text instead