Accountability
Turn “I should”
into your next step.
We'll choose a few actions and check in on them together. When life gets busy, you have someone helping you come back to the plan.
Accountability coachingPersonal finance coach · Budgeting · Accountability
A private financial coach for the money you don't talk about.
You make good money.
You want more to show for it.
Build a plan for spending, saving, and debt—with a real person helping you follow through.
Sam Krupit, AFC®Accredited Financial Counselor®Let's find your next step.
A free 30-minute call to see if coaching fits. I'll reach out within one business day.
Got it—thanks.
I'll reach out personally within one business day. Prefer to choose a time? Book your free 30-minute call.
Prefer to text? Text Sam. Your information is used to respond to your request. Privacy policy.
No commissions or referral feesA real person—not AIAccountability every two weeks
In a client's words
Read Google reviews ↗“He took the time to understand my financial situation and helped me create a financial plan that feels realistic and achievable.”Google review excerpt · Name withheld for privacy
Where would a little help make a big difference?
You don't have to figure
it all out alone.
You may need a clearer plan. You may already know what to do and need help sticking with it. We start there.
Turn “I should”
Cash flow & saving
Know what you can spend.
Make room to save.
Give your income a job: everyday spending, upcoming bills, and the goals that matter to you. A budget should help you live—not just restrict you.
Budgeting & cash-flow coachingDebt
Put a plan
behind the payoff.
Understand your options and choose payments that fit the rest of your life. We'll look at what caused the debt, too—not just the balance.
Debt coachingYou don't need to be in debt to benefit. Wanting more clarity and follow-through is enough.
What working together looks like
A clear plan.
And help putting it into practice.
Start with a free call to see if we're a fit. If we work together, here's what comes next.
Understand
See the whole picture.
We look at your income, spending, savings, debts, and goals—along with what's making progress difficult.
90-minute first paid sessionPlan
Choose what comes next.
Build a realistic plan for your money and a short list of actions. You'll know what you're working on and why.
Built around your actual lifeFollow through
Keep moving, together.
Meet with me for 30 minutes every two weeks. Review what happened, work through obstacles, and adjust as life changes.
Ongoing, one-on-one accountabilityLet's talk about your goals A free 30-minute conversation. No obligation.
More than a meeting on your calendar
Life doesn't wait
for your next session.
A big bill comes in. You're weighing a purchase. Something throws off the budget. You can text or email someone who already knows your situation.
- A person to talk it through with.Replies within one business day during normal business hours.
- One place to come back to.Your private portal keeps your budget, goals, session notes, and any debt payoff plan together.
GOALPOSTYour next steps
One goal at a time
Make room for what matters.
- Get clear on this month's spendingKnow what's coming in and going out.
- Plan for the expenses coming upGive irregular bills a place in the budget.
- Choose a realistic savings targetBalance your goal with everyday life.
Then we check in.
What worked? What got in the way? What's next?
The person in your corner
You work with me.
Not a different person every time.
I'm Sam, an Accredited Financial Counselor® and the founder of Goalpost Finance. I get to know your numbers, your priorities, and the parts of life a spreadsheet can't explain.
You don't need a perfect budget before we talk. Bring the questions, the things you've put off, and what you want to change. That's where we'll start.
I'm paid only by you.
No commissions, product sales, or referral fees.
Your life stays private.
No client case studies or financial details in my marketing.
Start where you are.
No minimum net worth or perfect budget required.
Clear pricing
Two options.
Same personal support.
Both include your deep dive, ongoing sessions, text and email support, and private portal.
Let's talk about fitQuestions before we talk?
Do I need to be in debt to work with you?
No. Many clients are high earners looking for accountability with spending, saving, and everyday money decisions.
What does a money coach do?
A money coach—also called a financial coach or personal finance coach—helps you manage spending, build savings, pay down debt, and follow through on your goals.
What happens on the free call?
We spend 30 minutes on your goals and whether coaching fits. If it doesn't, I'll tell you. Your 90-minute financial deep dive is the first paid session.
How is a financial coach different from an advisor?
Goalpost focuses on everyday cash flow and habits, not managing investments or selling products. Coaching can work alongside investment advice.
How much does financial coaching cost?
$250/month for the ongoing plan, designed around 12 months, or $400 month to month. Both are billed monthly, include the same support, and can be canceled anytime.
Do you work with clients outside Florida?
Yes. Goalpost Finance is based in Florida and offers one-on-one coaching by video call throughout the United States.
Let's talk about your next step.
Bring your questions. We'll see if coaching fits.
No obligation to sign up