Terms & Conditions
Goalpost Finance — Coaching Services Agreement
Last updated: March 2026
1. Services
Goalpost Finance provides personal financial coaching services on a virtual basis. Services include budget planning, debt payoff strategy, bi-weekly coaching calls, and unlimited text/email support between sessions. All services are delivered by Sam Krupit, founder of Goalpost Finance.
2. Not Financial Advice
Financial coaching is educational and motivational in nature. Sam Krupit is not a licensed financial advisor, investment advisor, tax professional, or attorney. Nothing provided through Goalpost Finance constitutes investment advice, tax advice, or legal advice. Clients are encouraged to consult licensed professionals for those needs.
3. Payment
All plans are billed monthly via Stripe. By enrolling, client authorizes automatic monthly charges to their payment method for the duration of their selected plan. Payments are due on the same date each month. Failed payments may result in suspension of services until payment is resolved.
4. Cancellation — Monthly Plan
The monthly plan may be cancelled at any time with 7 days written notice to sam@goalpostfinance.com. No refunds are provided for partial months already billed.
5. Cancellation — 6-Month and 12-Month Plans
The 6-month and 12-month plans are commitment-based. If a client cancels before the end of their term, an early termination fee equal to one month's plan rate is due upon cancellation ($300 for 6-month plans; $250 for 12-month plans). Remaining scheduled monthly payments are cancelled after the termination fee is collected.
6. Refund Policy
If a client is not satisfied after their first coaching session, a full refund may be requested within 7 days of that session. After the first session, no refunds are provided.
7. Rescheduling & Missed Sessions
Sessions may be rescheduled with at least 24 hours notice. Sessions missed without 24 hours notice are forfeited and cannot be made up. Sam will make reasonable efforts to accommodate rescheduling requests.
8. Confidentiality
All financial information shared during coaching sessions is strictly confidential. Goalpost Finance will not disclose client information to any third party without explicit written consent, except as required by law.
9. Session Expiration
For commitment-based plans, all sessions must be completed within the plan period plus one additional month (7 months for 6-month plans; 13 months for 12-month plans). Unused sessions do not roll over, transfer, or carry monetary value.
10. Limitation of Liability
Goalpost Finance and Sam Krupit are not responsible for financial outcomes resulting from coaching. Clients are solely responsible for their financial decisions. Goalpost Finance's total liability is limited to the amount paid in the most recent billing period.
11. Governing Law
These terms are governed by the laws of the State of Florida. Any disputes shall be resolved in Polk County, Florida.
12. Agreement
By completing payment on this website, client acknowledges they have read, understood, and agree to these Terms & Conditions.