Choose a next step
A savings transfer, a spending decision, or a quick money review. Agree on something specific that fits your week.
1-on-1 support · Better money habits
A financial accountability coach.
Work directly with Sam Krupit, AFC® · Read client reviews
A financial accountability coach.
In your corner.
Work one-on-one with Sam on budgeting, saving, and the decisions in between. Regular check-ins and personal support help you turn good intentions into your next step.
Free 30-minute call: choose your first priority and one practical next step. No obligation to sign up.
Work directly with Sam Krupit, AFC® · Read client reviews
No commissions or product sales
Fully private 1-on-1
Conflict-free coaching
Less “I should.”
More “Here is what I will do next.”
Financial accountability coaching connects your goals to actions you can repeat. Saving for something important, paying down debt, or sticking to a budget—you have someone who knows the plan and follows up with you.
Have someone to check in with
Meet with Sam every other week. You can also text or email when a decision comes up between sessions.
Adjust instead of starting over
Look at what happened without judgment. Keep what helped and change what got in the way.
Same coach. An ongoing conversation.You work directly with Sam—not a new person each time.
A 90-minute deep dive gives Sam the full picture. Ongoing check-ins are 30 minutes every other week. Text/email replies come within one business day during business hours, with your plan and next steps in your private Goalpost portal.
Which part keeps getting in the way?
Start with a pattern you recognize. We can work on one useful change at a time.
Spending happens before the decision
A purchase feels small in the moment. Later, several of them have used the money you intended to save. Look at the situations and timing around those decisions, not just the total at the end.
You avoid looking
A missed target turns into unopened statements or another week without checking. Build a review routine that helps you make the next decision without turning it into a judgment on the whole month.
One setback becomes a restart
The plan works until an expensive weekend or a difficult week. Agree on what to do after that happens, so getting back to the plan is a step you can take rather than a fresh start you keep putting off.
Make a familiar pattern something you can work on
For example, suppose shopping after a demanding workday keeps taking money away from a savings goal. We could look at when it happens, what you want that spending to do for you, and a change you are willing to try.
That might be a pause before checking out, a planned amount you can spend freely, or a different way to review purchases. At the next session, we look at what actually happened. You help choose the routine; Sam helps you evaluate and adjust it.
The point is to find something useful in your real life. A harsher rule is not automatically a better plan.
Not sure what kind of support you need? Compare doing it yourself, working with a partner, and hiring a coach.
What working on the habit looks like
1
Understand the pattern
Start with your financial picture and the moments when the plan becomes hard to follow. Your 90-minute assessment gives the work context.
2
Choose a manageable next step
Agree on a routine, spending decision, or check-in you can try. Connect it to a clear purpose, such as less borrowing or more consistent saving.
3
Review what happened
Meet every two weeks to talk through the real week, including the parts that did not work. Keep your notes and next actions in the Goalpost portal.
4
Build on what helps
Keep useful routines and change the ones that add friction. You can text or email Sam between sessions when a decision or setback needs attention.
Practical support from Sam Krupit
Sam is an Accredited Financial Counselor®, Goalpost’s founder, and the person you work with throughout. His background includes more than a decade coaching athletes and students; he now applies that experience in building routines and accountability to everyday money decisions.
Goalpost is paid only by clients. Sam does not sell financial products, take referral fees, or manage investments. This work is practical financial support; it is not therapy or treatment.
Read Sam’s background · Read client reviews · Explore the Goalpost Method
If the main challenge is making a plan you both agree on, couples financial coaching brings both partners into the conversation.
Make room for ongoing support.
Both options include the same coaching and support. Billed monthly. Cancel anytime. No commissions, product sales, or referral fees.
See everything included →Questions about financial accountability coaching
What does a financial accountability coach do?
A financial accountability coach helps you turn money goals into specific actions, review what happened, and adjust when life gets in the way. At Goalpost, money habits coaching means working directly with Sam on spending, saving, or debt goals, with private check-ins every two weeks and support between sessions.
How is this different from budget coaching?
Budget coaching focuses on what your income needs to cover and how to organize it. Habits work focuses on what happens when you try to follow that plan. You can work on both with Sam, but the starting problem is different.
Can you help with impulse spending?
We can look at when spending happens, what makes the decision easy, and what practical change you want to try. That could mean a purchase pause, a planned spending amount, or a different review routine. We discuss what happened at the next check-in and adjust it.
Do I need to be in debt?
No. You may want to save more consistently, stop avoiding your accounts, or follow through on decisions you already know you want to make. If debt is the main pressure, debt coaching adds a payoff plan.
Is this financial therapy or mental-health treatment?
No. Goalpost works on practical money routines, planning, and accountability. Sam does not provide psychotherapy, diagnose conditions, or treat compulsive behavior. A licensed mental-health professional is the right source for those needs.
What happens between sessions?
You agree on manageable next steps, keep the plan and notes in your private Goalpost portal, and can text or email Sam when a question comes up. We review what happened in private calls every two weeks.
How much does money habits coaching cost?
The recommended plan is $250/month, designed for 12 months of work. The $400/month option lets you decide one month at a time. Both include the same support, are billed monthly, and can be canceled at any time. Both include a 90-minute assessment, a personal plan, private calls every two weeks, unlimited text and email support, and your Goalpost portal. See services and pricing.
What happens on the free call?
In 30 minutes with Sam, describe what keeps getting in your way, identify your first priority, and choose one practical next step—even if we do not work together. You can also ask about ongoing coaching and cost. You do not need a polished budget or complete records. The detailed financial review and personalized plan begin with paid coaching.
You do not have to keep starting over.
Tell Sam what keeps pulling you away from the plan. Leave your free call with a first priority and one practical next step—even if we do not work together.
Free 30-minute conversation · No obligation to sign up