Goalpost resource library
Person-first guides for bankruptcy, debt settlement, consolidation, medical debt, balance transfers and other high-stakes financial decisions.
A financial product can be reasonable on paper and still be the wrong decision for your life. Start with the complete decision guide, then explore the option in front of you and what happens after you choose it.
Debt vs. savings. Bankruptcy. Credit. Medical bills. The high-stakes money decisions that feel impossible — with straight answers built around your real situation.
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Choose the question that best matches the decision or obstacle in front of you.
Comparing debt consolidation, nonprofit credit counseling, and debt coaching? Here's what each one actually does, what it costs, and which option fits your situation.
Big Financial DecisionsUnderstanding the debt-credit connection and how to improve both.
Big Financial DecisionsMedical debt is different—and more negotiable than you think. Your complete guide.
Big Financial DecisionsConsidering bankruptcy? Explore 7 alternatives first. Most people with $10K-$100K debt have better options.
Big Financial DecisionsA no-nonsense framework to help you decide if bankruptcy is right for your situation.
Big Financial DecisionsDecide whether to pay off debt or build savings by checking your bills, cash buffer, interest rates and upcoming expenses. Includes a practical example.
Big Financial DecisionsDebt settlement companies promise to cut your debt in half — but the fine print is brutal. Here's what actually happens and what works better.
Big Financial DecisionsBalance transfer cards offer 0% APR for 12-21 months — but they only work if you know the rules. Here's when to use one and when to skip it.
Big Financial DecisionsA no-spin look at how debt settlement companies really work, what they cost, the risks the ads leave out, and when coaching beats them.
Big Financial DecisionsA four-week starting guide with checklists to organize your debts, review spending and choose practical next steps.
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