Give Your Teen the Financial Head Start They Deserve
The Money Prep Program is like SAT prep — but for money. A 4-session group coaching program covering credit, budgeting, student loans, and real-world money skills. Small groups mean your teen learns alongside peers — not alone in front of a screen.
Free call to make sure Money Prep Program is right for your family. No pressure.
Most Teens Graduate Without Knowing...
Schools don't teach this. And let's be honest—teens don't always listen to mom and dad about money.
How Credit Actually Works
They'll get credit card offers in college. Will they know how to use credit responsibly—or rack up debt before their first real job?
How to Budget Real Money
Managing a dorm meal plan is different from managing rent, utilities, groceries, and a car payment. Most learn the hard way.
How Student Loans Really Work
They'll sign for thousands in loans without understanding interest, repayment terms, or how long it takes to pay back.
What Money Prep Program Covers
Four focused group sessions that prepare your teen for real financial independence.
Credit Building Foundations
How credit scores work and how to build good credit from day one.
- Understanding credit reports and scores
- How to build credit responsibly
- Credit card do's and don'ts
- Avoiding common credit mistakes
Real-World Budgeting
A practical budget system that actually works for young adults.
- The 50/30/20 budgeting framework
- Building a realistic monthly budget
- Needs vs. wants — the tough calls
- Setting SMART short and long-term money goals
Student Loans & Big Decisions
Making smart choices about debt and major financial commitments.
- How student loans actually work
- Subsidized vs. unsubsidized loans
- Understanding interest accumulation
- Smart borrowing strategies
First Paycheck Action Plan
Exactly what to do when they start earning real money.
- Reading a pay stub — gross vs. net pay
- 401k, benefits, and why the employer match matters
- The "pay yourself first" habit — automated savings
- Setting up checking and high-yield savings accounts
What's Included
4 Live Group Sessions
45 minutes each, live on Zoom with a small group of teens.
Digital Workbook
Exercises and action items they'll complete between sessions.
Budget Template
A simple spreadsheet they'll actually use (not a complicated app).
First Paycheck Checklist
Exactly what to do when they get their first real paycheck.
Credit Score Tracker
Simple tool to monitor and build their credit the right way.
Parent Summaries
After each session, you'll get a summary of what we covered.
Meet Sam
I spent 10+ years as a PE teacher and athletic director, coaching students and athletes to reach goals they didn't think were possible. Now I apply those same coaching skills to money.
I'm also a financial coach who helps adults get out of debt through 1-on-1 coaching. And here's what I've learned: most of them wish someone had taught them this stuff at 17 instead of 37.
That's why I created the Money Prep Program. Think of it like SAT prep — but for money. Your teen deserves to start their adult life with an advantage, not playing catch-up at 37.
Investment
Less than most families spend on SAT prep — and infinitely more useful in real life.
Money Prep Program
Complete 4-session financial coaching program for teens
Or 2 payments of $260
- ✓ 4 x 45-minute live group coaching sessions
- ✓ Digital workbook with exercises
- ✓ Budget template (Excel/Google Sheets)
- ✓ Credit score tracker
- ✓ First Paycheck action checklist
- ✓ Parent summary after each session
We'll start with a free 30-minute call to make sure this is right for your family.
Free Financial Literacy Quiz
Want to see where your teen (or you!) stands on financial knowledge? Take our free 10-question quiz.
Take the Quiz →Frequently Asked Questions
Totally normal concern. Here's what I've found: teens actually want to learn this stuff — they just don't want a lecture from mom or dad. When it comes from someone outside the family, in a structured way, they open up. I've been doing this all day as a teacher for 10+ years. I know how to make it engaging, not preachy.
The Money Prep Program is designed for teens ages 16-20 — high school juniors and seniors, plus college freshmen and sophomores. This is the sweet spot: old enough to understand the concepts, young enough to build habits before bad ones form.
All sessions are virtual via Zoom. This makes scheduling easy and means your teen can do it from anywhere. Sessions are 45 minutes each, typically scheduled weekly or every other week based on your family's availability.
Sessions are with a small group of teens — no parents in the room. This creates a safe, peer-to-peer environment where teens actually engage rather than tune out. You'll still get a summary after each session so you know what was covered and can reinforce it at home.
Yes. You can pay $497 upfront or split it into 2 payments of $260 each (first payment to start, second payment before session 3).
The summer before college is ideal — your teen is focused on the future and has time. But any time in junior or senior year works great. Even college freshmen benefit, especially if they're already feeling overwhelmed by money decisions.
Why Parents Are Searching for "Money Prep" for Their Teens
Most teens graduate high school without ever learning how credit scores work, how to read a paycheck, or what they're actually signing when they take out a student loan. The Money Prep Program fills that gap — the same way SAT prep fills academic gaps.
This is teen financial coaching designed specifically for 16-20 year olds — the exact window when money habits form. Whether your teen is heading to college, starting their first job, or about to leave home, the Money Prep Program gives them the tools, vocabulary, and confidence to handle money like an adult.
What Makes This Different from a Class or App
- It's live group coaching — not a video course they'll never finish
- Small groups mean teens learn alongside peers and ask questions they'd never ask a parent
- It comes from a coach they can trust, not mom or dad — with 10+ years working with young people
- They walk away with real tools: a budget template, payday checklist, and credit tracker they'll actually use
The Best Graduation Gift You Can Give
Graduation season is the perfect time to invest in your teen's financial future. While everyone else is giving gift cards and luggage, you're giving them something that will compound for decades. The Money Prep Program is the graduation gift that actually matters.
Ready to get started? Book a free 30-minute call and let's make sure this is the right fit for your family.
Ready to Set Your Teen Up for Success?
Let's start with a free 30-minute call. We'll talk about your teen, your concerns, and whether Money Prep Program is the right fit.
Book Your Free Call