Private 1-on-1 Financial Coaching — Debt, Budget & Money Habits

Something about your money isn’t working. Maybe you’re buried in debt and can’t see daylight. Maybe you make good money but have no idea where it goes. Maybe you know what you should be doing but can’t make yourself do it.

That’s what we do.

Goalpost Finance is a private 1-on-1 financial coaching practice specializing in debt elimination, budget building, and the accountability that makes both stick. We build a custom plan around your actual numbers and stay in your corner every step of the way. No judgment. No gimmicks. No conflicts of interest.

Virtual coaching. Clients nationwide. Free 30-minute call to start.

📅 Book Your Free 30-Minute Call 💬 Text Me
✓ No commissions. No product sales. ✓ Conflict-free coaching ✓ Virtual · All 50 states

Prefer to send a message first? Contact us here.

Your Debt Is Already Costing You More Than Coaching

If budgeting or spending habits are your main challenge — not debt — coaching is still a flat monthly fee with no hidden costs. The math below applies to debt clients specifically.

Most people focus on the cost of coaching. They forget what their debt is already costing them every single month in interest alone.

Your Debt Balance Monthly Interest Lost
(at 22% APR)		 12-Month Plan
($250/mo)		 The Reality
$15,000 $275/mo $250/mo Coaching costs less than interest
$30,000 $550/mo $250/mo Save $300/mo with a plan
$50,000 $917/mo $250/mo Save $667/mo with a plan

Without a plan, that interest compounds every month. With one, you start actually making progress.

Start here — before committing to a plan.

Debt-Free Date Audit

$97

One-time — credited toward your first month if you continue.

One 90-minute session. Your real numbers. Your exact debt-free date.
No ongoing commitment. No upsells. Just clarity.

Book Your Audit

What you get access to after session one

Goalpost Finance client portal dashboard
Goalpost Finance session notes
Goalpost Finance client intake form
Goalpost Finance debt payoff tracker

🔒 Your financial privacy is protected. We work from statements you choose to share — never account credentials or login access.

Choose Your Plan

No surprise charges. No upsells. Ever.

Monthly Coaching

$400 /month
  • 90-minute initial financial assessment
  • Bi-weekly coaching calls (30-45 minutes each)
  • Custom budget and debt payoff roadmap
  • Unlimited text and email support between sessions
  • Monthly progress tracking and plan adjustments
  • Accountability partnership
  • Client portal — debt-free date, session notes, and progress tracker

Billing: $400/month. Cancel anytime with 7 days notice.

Best for: People who want flexibility first — try coaching before committing to a longer plan.

Start Month One

6-Month Package

$300 /month

Most Popular

  • Everything in monthly coaching
  • 6-month commitment for maximum results
  • $300/month billed monthly
  • Extended accountability for lasting habit change
  • Priority scheduling + faster response times
  • Best for $20k–$50k+ debt — where the biggest transformations happen
  • Client portal — debt-free date, session notes, and progress tracker

Billing: $300/month for 6 months. No upsells. No hidden fees. Ever.

Best for: Anyone serious about getting out of debt. Six months is where real momentum builds and habits stick.

Build the Habit

12-Month Package

$250 /month

Best Value

  • Everything in monthly coaching
  • 12-month commitment for complete debt elimination
  • $250/month billed monthly
  • Maximum accountability for complete debt elimination
  • Priority scheduling + fastest response times
  • Best for $30k–$80k+ debt — full-year support for lasting results
  • Client portal — debt-free date, session notes, and progress tracker

Billing: $250/month for 12 months. No upsells. No hidden fees. Ever.

Best for: Anyone with larger debt loads who wants maximum support, the lowest monthly rate, and a full year of accountability to finish the job.

Trust the Process

All plans billed monthly. No lump sum required upfront. No upsells, no insurance products, no hidden fees — ever. Just coaching.

Your coach: Sam Krupit. 10+ years coaching athletes and students — same system, applied to debt. All clients work directly with Sam, not a team.

More about Sam →

Frequently Asked Questions

Do I need perfect credit to work with you?

Nope. We work with people at all credit levels. This is about paying off debt, not qualifying for loans.

What if $400/month feels like a stretch right now?

That's exactly the kind of honest conversation we have on the free call. A lot of people in debt feel that way — and we'll look at your actual numbers together to see if coaching makes financial sense for your situation. For most people in the situations we coach, the savings from better budgeting and paying off high-interest debt faster more than cover the coaching fee. If it genuinely doesn’t pencil out, we’ll tell you that honestly — no pressure to sign up.

Also worth knowing: all plans are billed monthly — you're never asked to pay a lump sum upfront. There are no upsells, no insurance products, no hidden fees. Just one flat monthly rate for coaching. The 6-month plan at $300/month is the most popular, and the 12-month plan at $250/month is the best value for clients with larger debt loads. Most people with $20k–$50k in debt see the biggest results with a committed timeline.

How long will it take to get out of debt?

Depends on how much you owe and how much you can pay monthly. Most people are debt-free in 2-4 years. We'll calculate your exact timeline in the first session.

Are you a licensed financial advisor?

No. We’re a financial coaching practice focused on debt elimination and budgeting. We don’t provide investment advice, manage assets, or sell financial products. Just coaching.

Ready to Build Your Plan?

Not sure if coaching is right for your situation? Start with a free 30-minute conversation — no pitch, no pressure, no obligation.

If coaching isn’t the right fit, we’ll tell you honestly. No hard sell.

📅 Book Your Free 30-Minute Call

Prefer to send a message first? Contact us here.